Spaanse bankkosten

Bueno compared the pricing of the biggest Spanish banks March 2023. Please note that banks sometimes have complex pricing structures and varied requirements, you should carry out your own research for more details.

BBVA
General account maintenance fee 160 euros annual per account.
BBVA Ahora debit card 35 euros annual.
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Sabadell
General account maintenance fee 240 euros annual per account.
Visa/Mastercard debit card 30 euros annual.

With a monthly transaction volume (salary) of 700 euro plus an additional product (credit card/insurance) you will pay 120 euro per year for your account. If you have a mortgage and insurance you could qualify for free banking. Terms apply to both Spaniards and foreigners.
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Santander
General account maintenance fee 240 euros annual per account.
Card included in the price.

By meeting certain requirements like monthly minimum volume of 600 euro you will get 50% discount. Additional discounts available when taking out a mortgage and for high net customers.
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Caixabank (Holabank targeting foreigners)
General account maintenance fee 140 euros annual per account for non-residents. Residents will pay up towards €240 which will be discounted based on monthly volume and purchase of products.
Credit card included.
Alert services 12 euro per year.
Debit card 50 euro per year.
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Unicaja Banco
General account maintenance fee 240 euros annual per account.
Visa/Mastercard debit card 30 euro first year and thereafter 32 euros.
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Bankinter
General account maintenance fee 45 euros annual
Visa/Mastercard debit card 30 euro annually.
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These are prices found on the banks webpages for products that meet the requirements for most non-residents and often also residents in Spain. Special offers that enable customers to qualify for lower fees does not always apply to non-residents. Some customers will be on older plans and therefore have lower prices.