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Spanish bank fees

Bueno compared the pricing of the biggest Spanish banks February 2022. Please note that banks sometimes have complex pricing structures and varied requirements, you should carry out your own research for more details.

BBVA
General account maintenance fee 160.00 euros annual per account.
BBVA Ahora debit card 35.00 euros annual.
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Sabadell
General account maintenance fee 240.00 euros annual per account.
Visa/Mastercard debit card 30,00 euros annual.

With a monthly transaction volume (salary) of 700 euro you will pay 120 euro per year for your account. If you take out a credit card and have a mortgage and/or insurance you could qualify for free banking.
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Santander
General account maintenance fee 240.00 euros annual per account.
Card included in the price.

With a monthly transaction volume (salary) of 600 euro you will pay 120 euro per year for your account.
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Caixabank (Holabank targeting foreigners)
General account maintenance fee 140.00 euros annual per account.
Credit card included.
Alert services 12 euro per year.
Debit card 50 euro per year.
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These are prices found on the banks webpages for products that meet the requirements for most non-residents and often also foreign residents in Spain. Our experience is that some non-residents end up paying more than what is shown. Special offers that enables customers to qualify for lower fees does not always apply to non-residents.

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